Job Description

Mortgage Underwriter Base Pay Range: $80,000 – $110,000 per year Job Summary Responsible for reviewing all documentation, performing analysis and making judgment on loan applications; complies with all regulations including Bank Secrecy Act. Responsibilities Perform mortgage loan documentation duties and ensure all tax, title, insurance and closing documentation are in place. Review appraisal for accuracy and thoroughness to warrant the loan; specify closing conditions. Review and ensure applicant’s income, financial statements, credit history, debt ratios and savings. Approve applications for closing and funding and ensure all applicable regulations are met. Collaborate with team members to identify potential solutions/exceptions for denied loan files. Provide superior customer service while maintaining knowledge of available loan products. Perform other duties as assigned. Qualifications High School Diploma or equivalent. Minimum 2‑4 years of mortgage banking experience specific in underwriting; technical history with FHLMC, FNMA, FHA, VA or equivalent mortgage products. Applicants must be authorized to work in the United States without the need for visa sponsorship now or in the future. Skills / Abilities Strong analytical and auditing skills along with a firm grasp on math. Good decision‑making skills backed by relevant details and research. Knowledge pertaining to mortgage regulations. Customer service and communication skills. Ability to handle delicate situations with diplomacy and tact. Benefits Medical insurance Vision insurance 401(k) Disability insurance EEO Statement Royal Business Bank is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status or sexual orientation. The bank complies with all federal, state and local employment laws. #J-18808-Ljbffr Royal Business Bank

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